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More seniors are staying behind the wheel longer, so it's more important than ever to seek out the best auto insurance for seniors available at the cheapest price. The good news is, most insurance companies base their premium prices on a driver's age and driving record. If a senior has been driving for several years and has a record of safety with few citations, it is more likely the insurance premium will cost less. In addition, while government agencies usually begin considering the senior age to be around the early 60s, many insurance companies begin their senior age bracket discounts in the early 50s. Also, many auto insurance companies will take into account mileage traveled, and since many seniors often stay close to home this could mean a lower premium price. Those seniors living in rural areas, shown to be less prone to accidents, will also see a benefit. The most important thing to remember when looking for the best auto insurance for seniors is to shop around and compare prices. It is recommended to get at least three quotes. A good place to start is by going to auto insurance comparison sites, which will provide at least three quotes from the top insurance carriers in the country. Other ways to save on auto insurance is to consider higher deductibles, purchase a "low profile" vehicle, ask about discounts for certain safety features and check on group rates, such as those offered through the Automobile Association or The Association for the Advancement of Retired Persons. Taking a refresher driving course is seen as a positive by insurance companies. Contracts with some insurance companies for senior car insurance can reach 50 percent, which means getting appropriately covered for half the price. Studies show those between 50 and 75 are among the most responsible drivers and because of this they are able to get lower rates on auto insurance than many other age groups. Knowing all the ways to take advantage of being a senior can lead to the best auto insurance at the lowest price. Article Source: http://EzineArticles.com/3401283